Credit card crunch

October 20, 2008 – 3:24 am

The term credit crunch is used to express the rapidly fall in the normal availability of loans or for credit cards, or quickly increase in the cost for getting loans from the banks.

There are several reasons that why banks instantly increases the cost of borrowing or to make borrowing very much difficult. It might be owing to an anticipation of declining the value of the security which are used by the banks at the time of issuing loans, or even hike of the risk for solvency of the other banks within the banking structure.

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